New Authority?
Let's Get You Covered Right.
Getting your authority is hard enough. We make insurance the easy part.
Talk to Someone Who Gets It 208-800-0640 Get a Quote OnlineWe Know What You're Dealing With
DOT filings. Finding your first loads. Managing cash flow. And now... figuring out insurance. One more thing on the pile. We get it.
Walk You Through What You Need
We'll explain exactly what coverage is required, what's smart to have, and what you can skip. No upselling - just honest answers.
Get You Quoted Fast
You need to get moving. We'll get you options quickly so you can start running loads - not wait around for callbacks.
Be Here When You Have Questions
You will have questions. That's normal. And we actually answer the phone when you call.
Get Your New Authority Quote
Same-day quotes for new authorities. We handle the BMC-91 filing. Call or complete the form.
- No obligation quote
- We explain everything
- BMC-91 filing handled
Prefer to talk? 208-800-0640
How It Works
Tell Us About Your Operation
Quick call or form. We ask the right questions about your authority, equipment, and what you'll haul.
Get Options That Fit
We shop the carriers that write new authorities and explain what you're actually buying.
Get Covered, Start Hauling
We handle the BMC-91 filing. You get your COI and hit the road.
New Authority Questions
How much does new authority insurance cost?
New authority insurance typically runs $12,000-$20,000/year for liability. That's the reality with a new MC number. It goes down after you build 2 years of clean history.
Can I get a lower price somewhere else?
Probably not. Only 3-4 carriers write new authorities - Progressive, NICO, BHHC, GEICO. The rates are basically the same everywhere. The difference is who picks up when you call.
How fast can I get covered?
Once you accept a quote and pay, coverage can bind same day. BMC-91 filings typically process within 24-48 hours. We handle the timing so you're covered when your authority goes active.
What coverage do I actually need?
Required: Auto liability ($750K-$1M) and cargo insurance. Smart to have: Physical damage (required if financed), non-trucking liability, occupational accident. We'll explain what makes sense for your situation.
Do you handle the FMCSA filings?
Yes. We file your BMC-91 (proof of insurance) directly with FMCSA. We know the timing and process - it's what we do every day.