Starting a Trucking Company:
The Complete Guide for New Carriers
Everything you need to know -- from someone who insures thousands of them.
We insure new carriers every day. We see the patterns -- who succeeds, who struggles, and why. Most guides give you a checklist and wish you luck. This one gives you the full picture: the real costs, the regulatory maze, the insurance reality, and the lessons from thousands of carriers who came before you. Built from real underwriting data, not recycled blog content.
Your Roadmap
Each phase builds on the last. Start where you are.
The Decision
Should you do this? The real economics, income expectations, and honest assessment of what it takes.
3 guides Start Phase 1 →Business Formation
Entity structure, EIN, banking, and building the legal foundation for your company.
2 guides Start Phase 2 →Federal Registration
USDOT, MC number, BOC-3, and navigating the FMCSA maze.
3 guides Start Phase 3 →Insurance
Who writes new authority policies, what it costs, coverage types, and the most expensive mistake.
4 guides Start Phase 4 →Compliance
UCR, IFTA, IRP, drug testing, ELD, and the 20+ requirements nobody warned you about.
5 guides Start Phase 5 →Safety & Launch
Passing your audit, finding loads, and surviving the critical first year.
4 guides Start Phase 6 →Why Trust This Guide?
- We insure thousands of trucking companies -- new authorities are our specialty.
- We see the patterns: who succeeds, who struggles, and why.
- This guide is built from real underwriting data, not recycled blog content.
- We specialize exclusively in commercial trucking insurance.
This isn't marketing fluff. It's what we wish every new carrier knew before they started.
Ready to talk insurance? Start with a free quote.
Same-day quotes. We explain everything. Licensed in 42 states.
Call or text: (208) 800-0640